Federal Reserves’ Exit Strategy

Feds Exit Strategy – Too Late, Hopefully Not Too Little

Federal chairman Ben Bernanke outlined an exit strategy for the trillions ($2.2 trillion to be precise) the Feds has poured into the U.S. economy. The strategy is to raise interest rates once the financial recovery is close to completion.

I see at least two things that are of importance here: -

  1. This is somewhat of a feeble strategy because it may encourage the banks to keep their money parked at the Federal Reserve instead of lending it to consumers.
  2. The interest rates will not be rising any time soon based on the current economic outlook! This, of course, is not necessarily a bad thing for consumers that still have credit left to enjoy.

No Interest Rate Hikes…

As investors, this is a classic example of what NOT to do… i.e. think about how you will exit a particular scenario half way through starting it! Multiple exit strategies need to be in place before a prudent investor commits to a particular deal.

According to the article on CBSNews.com, the Federal Reserve has not ruled out buying mortgage securities to sustain the economical recovery in the U.S. What this means, I think, is that the consumer interest rates are not going to be rising anytime soon. Inflation delayed, at least for now…

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